Buying – Anibal Group LLC RealtyNetWorth.com

ON MARKET: 129 N Corbin, Holly Schools, Holly MI Move-in condition 3/1/full bsmt under $165k !

June 25, 2021

Coming Soon, 7/3, Open Sat 7/3 2-5pm ~ info at: http://129Corbin.com

My Client-buyers get our ‘Stress Reduction Pack’
up to a $999 value!
current year 1040 income tax service – no charge!
– PLUS yard care services for the rest of the season included FREE

Series: RELOCATION. Areas I cover

August 6, 2020

Though you get more within them, even outside of the highlighted areas I offer an extended list of services to you that you will NOT get from the magazine sites, talk show hosts, or your local franchise to franchise brokerage referral. NEVER think that I pass along a name and number looking for a kickback. NO!

AllOverUSA__Michigan_to_Florida_Califonia_to_Maine__Anibal.Group.RealtyNetWorth

> INSIDE THE HIGHLIGHTED AREAS: Our ‘MLS listing share’ agreement gives you access to:

Zoom/ Google virtual meetings where you can dig thru all sorts of critical date, such as…
on-market listings ~ with far more in-depth ‘back end’ information than what the ‘magazine sites’ give you.
deeper local to your area(s) of interest data reports for you make a better informed choice. eg:
1. ‘solds’
2. demographics
3. foreclosures &/or pending foreclosures
if you can think of it, I can probably provide it.

> All of this ‘on-demand’ information is available AT NO EXTRA FEES OR COSTS’

> OUTSIDE OF THE HIGHLIGHTED AREAS:

You receive a servicing package that is unlike & far above all other ‘referral’ services.
No-cost.
Money back.
See the full list.

Your detailed interests. Only complete what applies. I’ll provide a list of agents/ brokers & their attributes. You ultimately pick one that match your preferences. Direct link to the below form to shore with a co-decision maker.

I’ll start screening your prospects & You’ll have access 24/7 to the process unfolding as I interact, screen, evaluate, & correspond with them. YOU ultimately choose. This can include my anonymously screening your pre-selected potentials you’d like included against others in the area.

anibal-group-llc-realtynetworth-all-over-usa_referral-screening-process-roster-overview

Where I can I can I find a real estate agent to sell my vacation house? I answered this question under the name of my ‘scribe’/ assistant on Quora:

Hi there,

I developed my referral screening service (yrs ago) to answer this question.

I’m a broker, but I use this method to find an agent when I sell my own properties. Representing self has pitfalls & IMO won’t yield the best ROI for you. AnibalGroupLLC_RealtyNetWorth_ 10-24-2018 7-54-05 PM

What I don’t recommend:

some ‘team’ agents – they may state they have X number of transactions, but that is for the team, not one agent. You will probably deal with different persons at each step, may be fine but not personal or optimal – just my opinion.
in-house referrals from a franchise – conflict of interest.
magazine sites, eg: Realtor/Zillow/Trulia etc or others that offer referrals with computer algorithms, not personal interaction, little to no client-specific assistance. Further, these referral companies take a large fee from agents and give agents virtually nothing for it. You’ll likely get a reduced level of excitement or care from your ‘reduced fee’ agent.
‘finance gurus’ that offer ‘screened local professionals’ – I tried to sign up as one but when they asked ‘have you taken any of our (paid for) local training classes?’ I felt they were indirectly charging me just to sign up, then again after the sales – conflict of interest.

Hence, what I provide:

Screening by an actual experienced real estate broker – me.
I create a private client portal where we share communications/ work spaces/ docs, etc in realtime – 24/7.
Starting with standardized QnA feedback from you so I’ll know more about you, your needs, your strengths/ weaknesses – sellers eg: your time frame, special needs, etc ~ buyer eg: you can/can’t fix property, funds available or pre-approved, preferred amenities, etc.
Then I look for ‘best fit’ agents/ brokers.
- I create an outline GoogleDoc area where you can follow along.
- I create a ‘long list’ so you know everyone I looked at, criteria I used, and the pluses and minuses of each agent/broker – its your ultimate decision after all !
- I personally contact the ‘short list’. I provide them w/ only general info about you, nothing private.
- I provide you details of such things as response time/ their professional credentials/ links to their online presence/ contact info.
- I share w/you the exact response I get from each screened potential agent/broker.
- Above a certain level of transaction, I travel to meet buyer/ seller & prospective agents in person! (eg: insert is Rhode Island trip)
- Once you select a potential agent/ broker you’d like to work with, I provide them a very detailed ‘ buyer (seller) dossier ‘. They will know a lot about you with an information packet so they can hit the ground running. Agents love when I give them this. I’ve done much of the hard work agents do out of the gate at the start of client interaction. They are happy to pay a percent of their fee to me for this.
I’m available as a professional for QnA. Many times you’d like to have an on-call pro that you can get a 2nd opinion from, no cost, anytime. That’s me. The agent knows there is extra accountability. They tend to exercise a higher level of care and professionalism with your case.
I use apps. Tech is not a problem, I encourage you to use it. I expect the referrals I provide will have an excellent variety of tech skills.
I support charities 🙂
Here’s the best part: I actually PAY YOU a rebate for this service. You get the screened professionals list – the agent gets a client already prepped for the journey – and you get $$’s from me.

Anibal Group LLC ~ AllOverUSA.com

LOTS of apps we can use or not as you are comfortable with: pdf creators, smartphone doc scanning, google docs, Skype/ Line, TeamViewer, etc.

More info: Buying

Ready to “get going” & view some homes! Take my Buyer Interests Survey now!

- Share Wish List <|> Meet & Discuss <|> Share Your Vision <|> Run Property Search

Series: DISTANT BUYING. Covid Practices

July 22, 2020

Coronavirus may be with us for a while. Many of our practices predate the Covid outbreak & the industry has added to these. Anibal-Affiliates-RealtyNetWorth-Senior_Services_mom-dad-time-to-sell

‘STAY OUT OF MY HOUSE UNLESS I GIVE YOU PERMISSION’ – Yes sellers, you can do this!

Here are recent tools and trends:

Many if not most home tours currently are excluding ‘tire kickers’. Most “agent remarks” in the MLS now require buyers have &/or submit:
- pre-approval (proof of ability to purchase) to set a viewing appointment.
- submit a Covid disclosure w/ proof of funds prior to confirming appointment.
- bring no more than 1 agent and 2 attendees into the home.
- touch nothing upon entry/ tour/ exit
- have mask over nose & mouth during tour, gloves & shoe/foot coverings.
- open nothing, switch on/off nothing
- have inspector &/or later ‘touch’ inspection after acceptance of offer
- inspections that typically have only the inspector and a videographer present for such, not ‘anyone and everyone’ as in the past.
- buyer home tour waivers that require those viewing home attest they have “…during the last 14 days, [not] … been exposed to, diagnosed with or quarantined as a result of COVID-19 or have experienced a fever, cough, shortness of breath … [or other such symptoms] “
Offer packets will acknowledge Covid with realistic contingencies
For Buyers:
For Sellers:
- Seller Listing Agreement Addendum regarding showings

We still use these “Virtual” tours, distant purchasing, pre-screened services as we have for over a decade:

We create a private YourSpace247 portal – similar to banks, only better.
Post/ email on-market & sold comps for you.
Offer ‘we drive & video the area, you watch’.
For sellers, we offer ‘walk thru buyer tours’, for buyers as well if available and appropriate.

Especially of use for our of town buyer and sellers:

With comps we post many photos & videos as needed to discuss with you.
Live spreadsheets.
Walk thru tours with your inspector, licensed contractor, etc, with QnA during the walk about, encouraging your input.
Documents live to your portal (and/or email) for your evaluation/ sign/ return, etc.
All these types of processes are in place, thru and including closing.

An example of how this actually worked? We had a buyer from CA purchase a lakefront home here in SE MI without stepping foot in or having driven by the property.

SAMPLE WALK THRU:

example is from a home we sold.

LOTS of apps we can use or not as you are comfortable with: pdf creators, smartphone doc scanning, google docs, Skype/ Line, TeamViewer, Zoom, Google meeting, etc.

More info: Docs and FAQs | Buying

Ready to “get going” & view some homes! Take my Buyer Interests Survey now!

- Share Wish List <|> Meet & Discuss <|> Share Your Vision <|> Run Property Search

Protected: Series: DISTANT BUYING. Covid FAQ’s & Documents – Request password if you’ve completed Vision or Interest Survey.

July 22, 2020

Series: RELOCATION. A quick outline of what I provide

March 17, 2020

How can I find a real estate agent to sell my vacation house? I answered this question under the name of my ‘scribe’/ assistant on Quora.

I developed my referral screening service (yrs ago) to answer this question.

What I don’t recommend:

some ‘team’ agents – they may state they have X number of transactions, but that is for the team, not one agent. You will probably deal with different persons at each step, may be fine but not personal or optimal – just my opinion.
in-house referrals from a franchise – conflict of interest.
magazine sites, eg: Realtor/Zillow/Trulia etc or others that offer referrals with computer algorithms, not personal interaction, little to no client-specific assistance. Further, these referral companies take a large fee from agents and give agents virtually nothing for it. You’ll likely get a reduced level of excitement or care from your ‘reduced fee’ agent.
‘finance gurus’ that offer ‘screened local professionals’ – I tried to sign up as one but when they asked ‘have you taken any of our (paid for) local training classes?’ I felt they were indirectly charging me just to sign up, then again after the sales – conflict of interest.

Hence, what I provide:

Screening by an actual experienced real estate broker – me.
I create a private client portal where we share communications/ work spaces/ docs, etc in realtime – 24/7.
Starting with standardized QnA feedback from you so I’ll know more about you, your needs, your strengths/ weaknesses – sellers eg: your time frame, special needs, etc ~ buyer eg: you can/can’t fix property, funds available or pre-approved, preferred amenities, etc.
Then I look for ‘best fit’ agents/ brokers.
- I create an outline GoogleDoc area where you can follow along.
- I create a ‘long list’ so you know everyone I looked at, criteria I used, and the pluses and minuses of each agent/broker – its your ultimate decision after all !
- I personally contact the ‘short list’. I provide them w/ only general info about you, nothing private.
- I provide you details of such things as response time/ their professional credentials/ links to their online presence/ contact info.
- I share w/you the exact response I get from each screened potential agent/broker.
- Above a certain level of transaction, I travel to meet buyer/ seller & prospective agents in person! (eg: insert is Rhode Island trip)
- Once you select a potential agent/ broker you’d like to work with, I provide them a very detailed ‘ buyer (seller) dossier ‘. They will know a lot about you with an information packet so they can hit the ground running. Agents love when I give them this. I’ve done much of the hard work agents do out of the gate at the start of client interaction. They are happy to pay a percent of their fee to me for this.
I’m available as a professional for QnA. Many times you’d like to have an on-call pro that you can get a 2nd opinion from, no cost, anytime. That’s me. The agent knows there is extra accountability. They tend to exercise a higher level of care and professionalism with your case.
I use apps. Tech is not a problem, I encourage you to use it. I expect the referrals I provide will have an excellent variety of tech skills.
I support charities 🙂
Here’s the best part: I actually PAY YOU a rebate for this service. You get the screened professionals list – the agent gets a client already prepped for the journey – and you get $$’s from me.

Anibal Group LLC ~ AllOverUSA.com

LOTS of apps we can use or not as you are comfortable with: pdf creators, smartphone doc scanning, google docs, Skype/ Line, TeamViewer, etc.

More info: Buying

Ready to “get going” & view some homes! Take my Buyer Interests Survey now!

- Share Wish List <|> Meet & Discuss <|> Share Your Vision <|> Run Property Search

Series: DISTANT BUYING. How to buy without leaving home!

March 16, 2020

“Virtual” tours, distant purchasing, pre-screened buying. Call it what you will. We’ve offered this service for over a decade.

Although we offer near countless tools for the process, here are a few highlights.

We create a private YourSpace247 portal – similar to banks, only better.
We post possible on-market matches for you.
We drive the area, you watch.
We do a walk thru, you watch.
Interested? We post comparable solds to help you evaluate. We post many photos to discuss with you. We post other useful live spreadsheets….. it continues…..
We do a walk thru with your inspector & a licensed contractor, we interview them during the walk about, encouraging your input.
We upload documents for your evaluation/ sign/ return, etc.
All these types of processes are in place, thru and including closing.

An example of how this actually worked? We had a buyer from CA purchase a lakefront home here in SE MI without stepping foot in the property.

SAMPLE WALK THRU:

example is from a home we sold – over ask – in under 2 weeks.

LOTS of apps we can use or not as you are comfortable with: pdf creators, smartphone doc scanning, google docs, Skype/ Line, TeamViewer, etc.

More info: Buying

Ready to “get going” & view some homes! Take my Buyer Interests Survey now!

- Share Wish List <|> Meet & Discuss <|> Share Your Vision <|> Run Property Search

MLS Data Sharing – List of MLS’s we tie into – locally & nationally!

February 29, 2020

Selling real estate at the local level is a long gone thing of the past. People transfer from AnibalGroupLLC_RealtyNetWorth_tax-savings-with-buy-sell-brokerage out of area, out of state, and even from out of the country. Further, electronic access to properties has made it easier to expose your listed home to millions of interested buyers.

Not only are sellers able to get more exposure, I assist folks hands on during the buy/ relocate/ investing side literally nationwide. No MLS service in Michigan provides more data than the service we use. Here’s a partial list of markets we access directly:

In Michigan:
- Ann Arbor Area Board of REALTORS®
  Branch County Association of REALTORS®
  East Central (aka: Flint) Association of REALTORS®
  Great Lakes Repository (GLR)
  Greater Lansing Association of REALTORS®
  Hillsdale County Association of REALTORS®
  Jackson Area Association of REALTORS®
  Lenawee County Association of REALTORS®
  MiRealSource
  Montcalm County Association of REALTORS®
  Saginaw Board of REALTORS®
  Shiawassee Association of REALTORS®
  Southeastern Border Association of REALTORS® (fka: Down River and Monroe Associations)
Florida:
- REALTORS^® Association of Citrus County (Florida)
- Daytona Beach Area Association of REALTORS^® (Florida)
- Stellar MLS (formerly My Florida Regional MLS)
- New Smyrna Beach Board of REALTORS^® (Florida)
- Miami Association of REALTORS^® (Florida)
- South Broward Board of REALTORS (Florida)
Nationally:
- Baldwin County Association of REALTORS^® (Alabama Gulf Coast)
- Greater El Paso Association of REALTORS^® (Texas)
- Greater Las Vegas Association of REALTORS^® (Nevada)
- Houston Association of REALTORS^® (Texas)
- Ocean County Board of REALTORS^®, Inc. (Jersey Shore, NJ)
- MLSOK, Inc. (Oklahoma City, OK)
- Midwest Real Estate Data LLC (Chicago, IL)
- Northwest Arkansas Board of REALTORS^® (Fayetteville-Springdale-Rogers, Arkansas)
- Northwest Mississippi Association of REALTORS^®
- Western New York Real Estate Information Service, NY
- SMART (Statewide MLS in Connecticut)
- West Penn Multi-List
- Western Arizona REALTORS^® Data Exchange

open247

ON MARKET: 26651 Elk Run, South Lyon MI schools, New Hudson MI spotless 3/3.5/2 under $300k !

March 15, 2019

Update – sold over ask in under 2 weeks.

Just Listed! Open TBD

More info at: http://26651elk.com

SERIES: Your net worth strategy~Another RNW Brokerage Perk: Income Tax Savings.

December 28, 2018

How much you can SAVE on INCOME TAXES using a REALTY BROKER (us) that gives INCOME & PROPERTY TAX ADVICE in the professional service package & offers ALA CARTE BILLING?

SERIES: Your net worth strategy just changed with the tax law changes. The ‘Portfolio Approach’ has never made more sense than now.

Think about if you have, had, or are considering any of the below?

… income property?
… a small business or 1099 contract income?
… an entity such as S-Corp, LLC, or Partnership?
… using property as home office, land storage rental, pole barn use, attached apartment for related/unrelated, or VRBO.com style letting?
… college (or other) housing for student/ child?
… providing housing for parent?
… vacation/ seasonal property that may have mixed use?
… relocation related to work?

Here’s an example of what you could save over using another agent/ brokerage who will not be including or offering taxation perspective in how your deal is structured, financed, the timing, how title is held, and other topics from a taxation perspective.*

Vacation & relocations: Savannah GA. Meeting you where & when you move.

December 1, 2018

Your net worth strategy just changed with the tax law changes. The ‘Portfolio Approach’ has never made more sense than now when you look at your:

Saving for retirement
Property holding(s)
Tax minimizing
Net Worth maximizing

Here’s an example day visit to somewhere you may have considered buying. It could be Savannah GA, or Hilton Head SC, Charleston SC, Myrtle Beach, NC, VA, or Maryland as well. Yes, we broker in MI, FL, and meet clients at all points in between.

CHARITY GIFTS & MATCHING

November 26, 2018

Anibal-Group-RealtyNetWorth-Charities I’ll match your charitable contribution w/up to 10% of our commission.

Simply choose your charity when initiating services.

Currently Supported:

Brightmoor Christian Missions
Wells For The World *
Youth Haven Ranch
Flint’s Eastside Mission
Flint’s Eastside Church of The Nazarene
Flint City Church
Grace Centers of Hope
Beauty for Ashes
Samaritan’s Purse
Life Challenge
Salvation Army
Habitat For Humanity
Detroit Rescue Mission
Royal Family Kids Camps
Your local charity that assists people with basic needs & support.

Like your charity added to my giving list?

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Buyers beware: Seller occupancy after closing

August 28, 2018

When the seller needs additional time after close and plan post-close occupancy, buyers may wish to consider some ramifications. Will this effect your financing? How about insurance issues? Who will cover costs? … repairs? … substantial losses? Anibal-Group-LLC-All-Over-USA

Definitions:

Use and Occupancy Agreement – Seller to Remain: Principle residence – form/agreement, general in nature.
License for the Limited Use and Occupancy Agreement – form/agreement, more specific in nature for use of subject premises.
leasehold – tenancy and complexity of legal rights and obligations
lease – transfers “possession”, and
license – grants “only the right to use the premises” – a license to use and occupy, and nothing more. As a preliminary matter, it’s probably not a bad idea to refer to and title the agreement between the parties as “a license for the limited use and occupancy” of the subject premises, rather than simply a “use and occupancy” agreement

Questions:

Ask Lender: Will non-owner occupancy effect financing?
Ask Insurance agent:
- House burns down – sellers is living there – post close, who pays?
- House burns down – sellers has not surrendered keys, not living there but has possessions still there – post close, who pays?
- Slip n fall – who pays?
- Do you need landlord insurance?
- Appliances included break, drain or HVAC fail – who pays?
Ask Lawyer:
- For an agreement to cover possible losses
- Word agreement that will not create for seller ‘tenant rights’
Ask Accountant:
- If the seller pays $X/day for more than 10 days overstay, is this rental income?

Critical:

Whether an agreement creates a lease or license may be determined by:
- a) the extent of the parties’ control over the premises;
- b) the language of the agreement;
- c) the intent of the parties;
- d) the duration of the expected occupancy;
- e) whether usage payments are made on a day to day basis;
- f ) whether the occupant is free to leave at any moment.
Limited Use and Occupancy Agreement (may include such items as):
- Seller pays per diem amount of $____ ( Usually at least covers: mtg pyt, ins., taxes).
- Escrow held to be released after surrender of keys and complete removal all items & debris not included in sale. ‘Broom clean’ vacating includes but is not limited to: house/ garage/ attic/ yard/ out-building(s)/ with no trash remaining at curbside. Escrow for potential damage, hold-over, & buyer satisfaction of post move-out inspection $____ (e.g.: 3% of purch. price).
- After _____ days (e.g. 30), per diem occupancy will increase to $____ (e.g. 1.5 – 2X otherwise).
- Seller is responsible for risk of loss during post close hold over & will deliver in good working condition, the property, items included w/ sale, HVAC & plumbing.
- Buyer may enter premises at any reasonable time to inspect property.

Forms:

Use and Occupancy Agreement – Seller to Remain

Links for further reading:

The Pre (/post – to regain occupancy) Closing Inspection for a Home Purchase – http://justrealestatetalk.com/the-buyers-pre-closing-inspection/
Post settlement occupancy agreements: A useful tool, but beware of potential pitfalls – https://federaltitle.com/blog/post-occupancy-settlement-agreements-a-useful-tool-but-beware-of-potential-pitfalls

Please seek you own professional legal, tax, real estate, and insurance advice – not to the reliance of this article.

‘Short Sale’

January 16, 2018

Short sale? – buyers beware!!

Meet & Discuss Further <|> Share Your Wish List

easy,
quick,
predictable,
a sure possibility of condition of property or title history, etc.
NOT

In fact, here are some excerpts from a disclosure for buyers. I think it says it best:

‘…. If you will be frustrated beyond the savings of a short sale, then consider buying a home not under short sale. In other words, be prepared to be frustrated during the attempted approval period…’

KNOW BEFORE YOU BUY A SHORT SALE

Buyer and seller are advised that to a degree, all short sales are unique. Every transaction will be assigned to a loss mitigation specialist who will proceed based upon the current and ever changing needs and goals of the lender. What works with one short sale rarely is the same on the next.
Buyer and buyer’s agent acknowledge that because we handle multiple transactions, in order to best serve everyone buyer/ buyer’s agent will receive a link to a communications site for updates on the short sale process. Calls made to the office/ agent(s) will most likely not be acknowledged if updates are already posted. Extra calls, texts, & emails do nothing to further the process.
Once lender receives short sale offer documents, the lender may need minimum 40-60 days to approve. After approval, the sale must close at lenders approved time frame, often 30-45 calendar days, but may run 2 weeks to 12 months. It is common to receive no updates, no contact, and no calls from the lender.
Any ‘seller’ funds are usually paid to lender. The seller will receive no cash except for a HAFA short. The seller will bring no additional cash for any closing costs, buyer’s appraisal or home warranty.
Buyer home warranty is recommended by this office, your agent, and the broker, and may be purchased prior to close. The seller may not maintain the property.
Should buyer purchase a professional home inspection (highly recommended), the seller will not agree to any requested repairs. Many lenders are going to require certain repairs as a condition for loans, costs will be borne by buyer.
Buyer must communicate to seller through buyer’s real estate agent only as a courtesy to all involved parties.
Please acknowledge the above _________________

More reading:

a-buyers-guide-to-short-sales/

Like Chip & Joanna Gaines of Fixer Upper, remember to seek wise counsel.

February 19, 2016

Investing in property ? Anibal-Group-LLC-RealtyNetWorth
Like Chip & Joanna Gaines of Fixer Upper, I recommend you seek wise counsel ‘and all these things shall be added unto you’ says Biblical scripture.

When there is more that 1 person as part of the buyer / seller / ownership package, I take just as seriously the ‘non-financial aspects’ of the transaction. A move is a top stress item per every counseling material you read and study. Since its part of my business, I’ve studied family counseling materials for decades, taken counseling workshops (outside of my profession) and consumed countless hours of programming relating to, well, relating.

I think these kids have it right in the interview link. When the purpose is shared jointly and above either of you, the ‘team’ approach brings you together, not in competition with each other.

Their story http://billygraham.org/story/how-billy-graham-brought-the-gospel-home-to-chip-and-joanna-gaines/
My perspectives http://mentoringmarriages.com

Real estate auctions, can you trust them

February 16, 2016

Those flipping TV shows can’t be wrong, can they ? Oh my. If only customer/clients

realized they are buying a house, not a candy bar. (photos of actual house shown to client).

“If it was that easy…” right ? Here’s some of the better article excerpts I’ve found.

Property taxes, utility bills and assessments are sometimes not available at the time of auction or are not paid from the auction proceeds. These become the responsibility of the winning bidder. For example, water and sewer accounts for the property may be delinquent in the name of the previous owner and service may not be reconnected in some municipalities until the accounts are brought current.
Hubzu: One persons experience: “… I have been bidding for weeks on a distressed property and have gotten the same run around that others have posted on this forum. The photos they had listed were not current. I enlisted the help of a local agent and then drove over 500 miles to view it myself. It was in MUCH worse condition – no flooring , at least 1/3 of the drywall taken out, appliances in disrepair or gone, all interior doors and facings removed due to water heating flooding the unit while it was bank owned…”
One expert’s single word of advice for folks who dream of buying a foreclosed house at auction: “Don’t.”… “I caution anyone who isn’t in the (real estate) business: Buying (at auction) can be one of the worst decisions you’ll ever make,” says Jim Hamilton, a Realtor in Los Gatos, Calif. Another bit of counsel from Hamilton: If you want to buy foreclosures at auction, plan on making that your full-time job. If buying a house is like navigating an obstacle course, then buying a foreclosure is like crossing a minefield.

More info:

Water Test in Michigan

October 17, 2014

Test your water regularly and as part of a purchase offer if a home has well water. Why ? There are all sorts of carcinogens in most ground water – not all is at high levels, but you need to stay informed. Recent cancer diagnosis of friends have brought this to my added attention. They eat clean, and live healthy otherwise.

You can use a state or local lab, but I’ve added a link to National Water Testing, a lab I recommend.

Call me first before testing for more details if you are considering buying or selling.

Quickest way to get house information

August 7, 2014

Here it is, want Property Info and you want it now ?

Take a photo on your iPhone and thats it !

What school goes with that house? What are prices like in this neighborhood? How much are taxes on this home? ALL of these questions can be answered with the click of your camera. Use HomeSnap to take a picture of almost any US home to find out all about it.
iOS: HomeSnap (Free)
Android: Coming soon

==========================================

Free tablet to use already loaded up with real estate house hunting, buying, selling, investment applications – apps you’ll find useful and already to go !

Zillow, Trulia are not Realtors

May 12, 2014

Per Inman News article

Zillow, and other third-party real estate search sites like Trulia, have made a big push to get data feeds directly from brokers and MLSs because, without a direct feed, the portals face accuracy and timeliness issues with the listing data they get from a variety of sources.

A recent study by the brokerage and referral site ZipRealty, for example, showed that 16 and 17 percent of the homes listed as for sale on Zillow and Trulia, respectively, in the markets the study looked at were not listed as for sale in the MLS.

The point here is when you are ready to get to work on your buy/sell activity, there is no substitute for a licensed flesh and blood brokerage that has access to info you need – when you need it.

Ask me about the house they ‘valued’ at $184k then $93k just after I’d sold it for $150k! The seller pointed me to a similar house listed a block away – ‘Zillowed’ at $160k – eventually sold for $85k. Take it from there.

More <|> Meet & Discuss Further <|> Share Your Wish List

Why use an ALTA

September 29, 2013

ALTA Title Policies

Exactly which defects are covered under the insurance depends on the type of insurance policy. A standard coverage policy normally insures the title as it is known from the public records. It also insures against such hidden defects as forged documents, conveyance by incompetent grantors, incorrect marital statements, and improperly delivered deeds. An extended coverage policy, such as an American Land Title Association (ALTA) policy, gives more coverage. For instance, it will protect against defects that may be discovered by a property inspection, rights of parties in possession, examination of a survey, and certain unrecorded liens. Most lenders require a lender’s ALTA policy.

ALTA’s expanded coverage policies cost about 10 percent more, but offer significantly more benefits. For example, the policies will pay up to 125 percent of the original insurance amount in case of claims to help account for inflation. Other expanded coverages include:

encroachments on the land made by neighbors after the date of the policy,
inability to access the property by vehicle or a pedestrian, and
zoning violations made by previous owners that must be corrected by the insured owner.

Complete list of the expanded coverage benefits: www.alta.org/forms

Institutional buyers are buying distressed properties,…gigantic hoards

April 5, 2013

……If you think rapidly rising home prices is a good trend, you might want to think again.

………….Institutional buyers are beating owner-occupied traditional home buyers to the market. With gigantic hoards of cash at their disposal they are buying distressed properties, mostly those in foreclosure or through lender facilitated short sales, one at a time and in bulk where they can.

…. Blackstone Group (BX) has already spent more than $3.5 billion to amass a portfolio of more than 16,000 single-family homes. Chairman, CEO and Co-Founder of Blackstone recently said the firm was spending about $100 million a week buying homes.
Silver Bay Realty Trust Corp (SBY) is a newly spun-off real estate investment trust, shed from its REIT parent Two Harbors Investment Corp. (TWO), that owns 3400 homes and is adding to its inventory of purchased-to-rent properties.

…but conceivably…. the first-in money will try and create a floor and push prices higher to sell out as high as possible……

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